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Effective as of: JANUARY 1, 2015

Risk Based Lending Unsecured Loan Rates

Fair Isaac Scores Maximum Loan AmountUnsecured Loan Rate (APR)
730 plus (A plus)8.95%
680-729 (A)9.95%
640-679 (B)11.95%
600-639 (C)13.95%
550-599 (D)15.95%

Vehicle Loans

Credit ScoreCredit Tier24 to 48 Mos.60 Mos.72 Mos84 Mos
730 plusA Plus2.99% APR2.99% APR3.99% APR3.99% APR
680-729A2.99% APR2.99% APR3.99% APR3.99% APR
640-679B3.99% APR3.99% APR5.99% APR6.99% APR
600-639C5.99% APR5.99% APR7.99% APRn/a
550-599D7.99% APR8.99% APR9.99% APRn/a
540 or lessE9.99% APR11.99% APRn/an/a
Recreational vehicles including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 1% higher than auto loan rates.


Maximum Loan Amount $125,000Rate (APR)
0 to 60 Months5.00% APR
61 to 120 Months5.75% APR
121 to 180 Months6.25% APR

Shares Secured Loans

TermRate APR
12 to 60 Months4.05%

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