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Rates
Loan Rates Shares Shares Certificate Effective as of: JANUARY 1, 2015Risk Based Lending Unsecured Loan Rates | | Fair Isaac Scores Maximum Loan Amount | Unsecured Loan Rate (APR) | | | | | | | | | | | | 730 plus (A plus) | 8.95% | | | | | | 680-729 (A) | 9.95% | | | | | | 640-679 (B) | 11.95% | | | | | | 600-639 (C) | 13.95% | | | | | | 550-599 (D) | 15.95% | | | | | | | Vehicle Loans | | Credit Score | Credit Tier | 24 to 48 Mos. | 60 Mos. | 72 Mos | 84 Mos | | 730 plus | A Plus | 2.99% APR | 2.99% APR | 3.99% APR | 3.99% APR | | 680-729 | A | 2.99% APR | 2.99% APR | 3.99% APR | 3.99% APR | | 640-679 | B | 3.99% APR | 3.99% APR | 5.99% APR | 6.99% APR | | 600-639 | C | 5.99% APR | 5.99% APR | 7.99% APR | n/a | | 550-599 | D | 7.99% APR | 8.99% APR | 9.99% APR | n/a | | 540 or less | E | 9.99% APR | 11.99% APR | n/a | n/a | | Recreational vehicles including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 1% higher than auto loan rates. | | | FIXED HOME EQUITY LOAN | | Maximum Loan Amount $125,000 | Rate (APR) | | | | | | 0 to 60 Months | 5.00% APR | | | | | | 61 to 120 Months | 5.75% APR | | | | | | 121 to 180 Months | 6.25% APR | | | | | | | Shares Secured Loans | | Term | Rate APR | | | | | | 12 to 60 Months | 4.05% | | | | |
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