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Loan Rates Shares Shares Certificate

Effective as of: July 1, 2017
Risk Based Lending Unsecured Loan Rates
Fair Isaac Scores Maximum Loan AmountUnsecured Loan Rate (APR)
730 plus (A plus)8.95%
680-729 (A)9.95%
640-679 (B)11.95%
600-639 (C)13.95%
550-599 (D)15.95%
Vehicle Loans
Credit ScoreCredit Tier24 to 48 Mos.60 Mos.72 Mos84 Mos
730 plusA Plus2.74% APR2.99% APR3.59% APR4.25% APR
680-729A2.99% APR2.99% APR4.25% APR4.75% APR
640-679B3.99% APR4.99% APR5.99% APR6.75% APR
600-639C5.99% APR6.99% APR8.49% APRn/a
550-599D7.99% APR9.99% APR11.99% APRn/a
540 or lessE9.99% APR12.99% APRn/an/a
Recreational vehicles including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 1% higher than auto loan rates.
Maximum Loan Amount $125,000Rate (APR)
0 to 60 Months4.25% APR
61 to 120 Months5.75% APR
121 to 180 Months6.25% APR
Shares Secured Loans
TermRate APR
12 to 60 Months4.10%

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