Loan Rates Shares Shares Certificate
Effective as of: January 1, 2016
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| Fair Isaac Scores Maximum Loan Amount | Unsecured Loan Rate (APR) | | | | |
| | | | | |
| 730 plus (A plus) | 8.95% | | | | |
| 680-729 (A) | 9.95% | | | | |
| 640-679 (B) | 11.95% | | | | |
| 600-639 (C) | 13.95% | | | | |
| 550-599 (D) | 15.95% | | | | |
| |
|
| Credit Score | Credit Tier | 24 to 48 Mos. | 60 Mos. | 72 Mos | 84 Mos |
| 730 plus | A Plus | 2.74% APR | 2.99% APR | 3.59% APR | 4.25% APR |
| 680-729 | A | 2.99% APR | 2.99% APR | 4.25% APR | 4.75% APR |
| 640-679 | B | 3.99% APR | 4.99% APR | 5.99% APR | 6.75% APR |
| 600-639 | C | 5.99% APR | 6.99% APR | 8.49% APR | n/a |
| 550-599 | D | 7.99% APR | 9.99% APR | 11.99% APR | n/a |
| 540 or less | E | 9.99% APR | 12.99% APR | n/a | n/a |
| Recreational vehicles including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 1% higher than auto loan rates. |
| |
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| Maximum Loan Amount $125,000 | Rate (APR) | | | | |
| 0 to 60 Months | 4.25% APR | | | | |
| 61 to 120 Months | 5.75% APR | | | | |
| 121 to 180 Months | 6.25% APR | | | | |
| |
|
| Term | Rate APR | | | | |
| 12 to 60 Months | 4.10% | | | | |
