Member Cellular Discounts with Sprint

Rates

Loan Rates       Shares       Shares Certificate      

Effective as of: January 1, 2014
Dividends are declared and paid at the end of each quarter for all
savings accounts. Dividends are calculated on an average daily
balance. All dividends are accurate as of June 30, 2011. There
may be a penalty for early withdrawal of share certificates.

Share (Savings) Dividends

Regular Shares ( Savings)0.05% with 0.05% APY
( MINIMUM DEPOSIT $75.00)
Vacation Clubs0.05% with 0.05% APY
Holiday Clubs0.05% with 0.05% APY
 

SHARES

TYPEBALANCEAPRAPY
Regular savings$75.00 to 999,9990.75%0.76%
Holiday and Vacation Club0.50%0.50%
APR ANNUAL PERCENTAGE RATE
APY ANNUAL PERCENTAGE YIELD

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